We have seen many such instances where the PAN card of the PAN card holders was misused by some unknown person to take a bank loan in their name. This fraud can happen to you too. Thus the CIBIL rating of the victim gets seriously damaged as a result of PAN card loan fraud. A similar incident happened recently with actor Rajkummar Rao.
Has anyone taken a loan even on your PAN number?
Yes, recently one such case has come to the fore related to Bollywood actor Rajkumar Rao Pan Card. He told that by misusing his PAN card, someone took a personal loan with the help of fintech apps. At the same time, Sunny Leone had also filed a complaint a few days ago.
Do not share PAN and Aadhar number with anyone
Let us tell you that you should never share your PAN and Aadhaar number with anyone as they are highly confidential information. Apart from this, if someone is getting some work done and a copy of PAN card and Aadhar card is asked for there, then the reason for this should also be known.
Along with this, Rajkumar Rao has tweeted expressing his concern. He tweeted, ‘#FraudAlert My PAN card has been misused and a small loan of Rs 2500 has been taken in my name. This has affected my CIBIL score.
He also tweeted, ‘@CIBIL_ officers please do the same and therefore take precautionary measures against this.’
How to know if someone has taken any loan from our PAN card?
Cybercrime has increased tremendously at present and our PAN card can be misused. If you also want to check whether anyone has taken any loan against your PAN number, then you can easily find out by checking your CIBIL score. You can check your CIBIL score through various online platforms such as CIBIL, Equifax, Experian or CRIF High Mark. By checking CIBIL score, you can know whether you have any loan in your name or not.
Apart from this, you can also know this with the help of any fintech platform. That is, you can also know whether there is a loan on your PAN card number or not through any platform like Paytm or Policy Bazaar. On these fintech platforms, you get the option to check financial reports, from where you can easily check your CIBIL score and loan details.
In this way, if you or someone else has taken a small or big loan on your PAN card, then its information will be available here.
How to avoid PAN Card SCAM
Whenever there is a need for PAN card, then definitely ask the reason from the person in front, because many times we are asked for a lot of documents in some work without any reason and do you know that they should be misused from here.
Do not upload photo of PAN card or any document on social media.
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