Government made a big announcement
Let us tell you that the central government has not made any change in the interest rates of all small savings schemes including Sukanya Samuddhi Yojana this time. That is, after this decision of the government, even in the April-June quarter, the account holders will continue to get the benefit of interest at the old rate. After this decision of the government, savings schemes like Sukanya Samriddhi Yojana and Public Provident Fund will continue to get more interest as before.
how much interest will you get
After the decision of the government, these schemes are currently getting the highest interest. If compared with FD, where the interest is 5.5% on 12-month fixed deposits, 6.8 percent on NSC and 7.1 percent on Public Provident Fund. At the same time, 7.6 percent interest is available on the highest Sukanya Samriddhi Yojana.
Get 15 lakhs by opening an account in Rs.250
In this financial year, you can get returns of up to 15 lakhs by investing in Sukanya Samriddhi Yojana for just Rs 250. You can invest up to a maximum of Rs 1.5 lakh in this scheme in a financial year. The most important thing is that when your darling is 10 years old, you can take this scheme and you get the maturity amount on completion of 21 years, although you have to deposit money only for 15 years. Whereas interest is available till the daughter turns 21. If you deposit 3000 rupees every month in this scheme, then on maturity of 21 years you will get 15222221 rupees.
how to open
You can open this account for your daughter with the help of the post office or by going to the bank, you just have to submit the birth certificate for this. Along with investing in this scheme, you can not only get good returns but you can also save tax. By investing in this scheme, you can get great relief in your daughter’s education and marriage expenses.